/* ============================================================
   Home Page — Specific Styles
   ============================================================ */

/* ─── Hero ─── */
.hero {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 100dvh;
  position: relative;
}

.hero__content {
  background: linear-gradient(145deg, var(--navy) 0%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  padding: 120px 64px 80px;
  position: relative;
  overflow: hidden;
}
.hero__content::before {
  content: '';
  position: absolute;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(200,146,42,.12) 0%, transparent 70%);
  bottom: -100px;
  left: -100px;
  pointer-events: none;
}
.hero__content::after {
  content: '';
  position: absolute;
  width: 250px;
  height: 250px;
  background: radial-gradient(circle, rgba(200,146,42,.07) 0%, transparent 70%);
  top: 60px;
  right: 40px;
  pointer-events: none;
}

.hero__content-inner {
  position: relative;
  z-index: 1;
  max-width: 540px;
}

.hero__italic {
  font-style: italic;
  font-family: var(--font-serif);
  color: var(--gold);
}

.hero__actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 36px;
}

.hero__trust {
  display: flex;
  align-items: center;
  gap: 24px;
  margin-top: 44px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,.12);
}
.hero__trust-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.hero__trust-num-wrap {
  display: flex;
  align-items: baseline;
  line-height: 1;
}
.hero__trust-num {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.04em;
  line-height: 1;
}
.hero__trust-label {
  font-size: 0.72rem;
  color: rgba(255,255,255,.45);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.hero__trust-divider {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,.15);
  flex-shrink: 0;
}

/* Hero Visual */
.hero__visual {
  background: var(--navy);
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero__visual-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  z-index: 0;
}
.hero__visual-bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(to right, rgba(11,29,58,.55) 0%, rgba(11,29,58,.15) 60%, rgba(11,29,58,.25) 100%),
    linear-gradient(to top, rgba(11,29,58,.7) 0%, transparent 50%);
  z-index: 1;
}
/* All child elements above the overlay */
.hero__card,
.hero__graphic,
.hero__badge {
  z-index: 2;
}

/* Floating cards */
.hero__card {
  position: absolute;
  background: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 16px 20px;
  display: flex;
  align-items: center;
  gap: 14px;
  z-index: 2;
  animation: float 4s ease-in-out infinite;
}
.hero__card--refund {
  top: 22%;
  right: 12%;
  animation-delay: 0s;
}
.hero__card--filed {
  bottom: 28%;
  left: 10%;
  animation-delay: 1.5s;
}
.hero__card-icon {
  width: 40px;
  height: 40px;
  background: var(--gold-pale);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero__card-label {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--slate-500);
  margin-bottom: 2px;
}
.hero__card-value {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -0.03em;
}
.hero__card-value-sm {
  font-size: 0.9rem;
  font-weight: 700;
  color: #16a34a;
}
.hero__card-status {
  width: 10px;
  height: 10px;
  background: #22c55e;
  border-radius: 50%;
  position: relative;
}
.hero__card-status::after {
  content: '';
  position: absolute;
  inset: -3px;
  border-radius: 50%;
  background: rgba(34,197,94,.3);
  animation: pulse-ring 1.5s ease-out infinite;
}

/* Graphic */
.hero__graphic {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 1;
}
.hero__graphic-ring {
  position: absolute;
  border-radius: 50%;
  border: 1.5px solid rgba(200,146,42,.15);
}
.hero__graphic-ring--1 { width: 260px; height: 260px; }
.hero__graphic-ring--2 { width: 200px; height: 200px; border-color: rgba(200,146,42,.2); }
.hero__graphic-ring--3 { width: 140px; height: 140px; background: rgba(200,146,42,.06); border: none; }
.hero__graphic-center {
  position: relative;
  z-index: 2;
  background: var(--white);
  width: 90px;
  height: 90px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
}

/* Badge */
.hero__badge {
  position: absolute;
  bottom: 14%;
  right: 8%;
  background: var(--navy);
  border-radius: var(--radius-md);
  padding: 14px 18px;
  text-align: center;
  box-shadow: var(--shadow-lg);
  animation: float 5s ease-in-out infinite 0.8s;
}
.hero__badge-year {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--gold);
  letter-spacing: -0.04em;
  line-height: 1;
}
.hero__badge-text {
  font-size: 0.68rem;
  color: rgba(255,255,255,.5);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-top: 4px;
  line-height: 1.4;
}

/* ─── Trust Strip ─── */
.trust-strip {
  background: var(--navy);
  padding-block: 20px;
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.trust-strip__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}
.trust-strip__item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,.7);
  font-size: 0.875rem;
  font-weight: 500;
  padding: 8px 24px;
}
.trust-strip__icon {
  color: var(--gold);
  font-size: 1.1rem;
  flex-shrink: 0;
}
.trust-strip__sep {
  width: 1px;
  height: 20px;
  background: rgba(255,255,255,.15);
}

/* ─── Section Header ─── */
.section-header {
  max-width: 540px;
}
.section-header.text-center {
  margin-inline: auto;
  text-align: center;
}
.section-header.text-center .body-lg {
  margin-inline: auto;
}

/* ─── Services Grid ─── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius-md);
  border: 1px solid var(--slate-100);
  padding: 32px;
  position: relative;
  transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}
.service-card:hover {
  border-color: var(--gold);
  box-shadow: 0 8px 32px rgba(11,29,58,.1);
  transform: translateY(-4px);
}
.service-card__number {
  position: absolute;
  top: 24px;
  right: 24px;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--slate-300);
}
.service-card__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gold);
  transition: gap var(--transition);
}
.service-card__link:hover { gap: 10px; }

/* ─── Why Section ─── */
.why-section {
  background: var(--navy);
}
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 80px;
  align-items: start;
}
.why-visual {
  background: var(--navy-mid);
  border-radius: var(--radius-lg);
  padding: 48px;
  position: relative;
  overflow: hidden;
}
.why-visual::before {
  content: '';
  position: absolute;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(200,146,42,.12) 0%, transparent 70%);
  bottom: -80px;
  right: -80px;
}
.why-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,.1);
}
.why-stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.why-stat__num {
  display: flex;
  align-items: baseline;
  line-height: 1;
}

.why-reasons {
  display: flex;
  flex-direction: column;
  gap: 32px;
}
.why-reason {
  display: flex;
  align-items: flex-start;
  gap: 20px;
}
.why-reason__icon {
  width: 44px;
  height: 44px;
  background: rgba(200,146,42,.1);
  border: 1px solid rgba(200,146,42,.2);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--gold);
  flex-shrink: 0;
}
.why-reason .heading-sm { color: var(--white); }
.why-reason .body-md { color: rgba(255,255,255,.55); }

/* ─── Process ─── */
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  position: relative;
}
.process-step {
  text-align: center;
  position: relative;
  padding: 24px 16px;
}
.process-step__num {
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--slate-300);
}
.process-step__connector {
  position: absolute;
  top: 52px;
  left: calc(50% + 30px);
  right: calc(-50% + 30px);
  height: 1px;
  background: linear-gradient(90deg, var(--gold), rgba(200,146,42,.2));
}
.process-step__icon {
  width: 64px;
  height: 64px;
  background: var(--white);
  border: 2px solid var(--slate-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--gold);
  margin-inline: auto;
  box-shadow: var(--shadow-sm);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.process-step:hover .process-step__icon {
  border-color: var(--gold);
  box-shadow: var(--shadow-gold);
}
.process-step__icon--gold {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--white) !important;
  box-shadow: var(--shadow-gold);
}
.process-step .body-md { max-width: none; }

/* ─── Testimonials ─── */
.testimonials-grid {
  display: grid;
  grid-template-columns: 1fr 1.15fr 1fr;
  gap: 24px;
  align-items: start;
}
.testimonial {
  background: var(--cream);
  border-radius: var(--radius-md);
  border: 1px solid var(--slate-100);
  padding: 32px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.testimonial--featured {
  background: var(--navy);
  border-color: var(--navy);
}
.testimonial--featured .testimonial__stars { color: var(--gold); }
.testimonial--featured .testimonial__quote { color: rgba(255,255,255,.8); }
.testimonial--featured .testimonial__name { color: var(--white); }
.testimonial--featured .testimonial__role { color: rgba(255,255,255,.45); }
.testimonial__stars {
  font-size: 1.1rem;
  color: var(--gold);
  letter-spacing: 2px;
  margin-bottom: 16px;
}
.testimonial__quote {
  font-size: 0.95rem;
  line-height: 1.75;
  color: var(--slate-700);
  font-style: italic;
}
.testimonial__author {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid rgba(0,0,0,.06);
}
.testimonial--featured .testimonial__author {
  border-top-color: rgba(255,255,255,.1);
}
.testimonial__avatar {
  width: 40px;
  height: 40px;
  background: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--white);
  flex-shrink: 0;
}
.testimonial__name {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
}
.testimonial__role {
  font-size: 0.775rem;
  color: var(--slate-500);
  margin-top: 2px;
}

/* ─── CTA Banner ─── */
.cta-banner {
  position: relative;
  overflow: hidden;
  padding-block: 80px;
}
.cta-banner__bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 60%, #1a3a5c 100%);
  z-index: 0;
}
.cta-banner__bg::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23C8922A' fill-opacity='0.04'%3E%3Ccircle cx='40' cy='40' r='1.5'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.cta-banner__bg::after {
  content: '';
  position: absolute;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(200,146,42,.08) 0%, transparent 65%);
  right: -200px;
  top: -200px;
}
.cta-banner .container { position: relative; z-index: 1; }
.cta-banner__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 48px;
}
.cta-banner__right {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 16px;
  flex-shrink: 0;
}
.cta-banner__phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,.6);
  font-size: 0.875rem;
  transition: color var(--transition);
}
.cta-banner__phone:hover { color: var(--gold); }

/* ─── Responsive ─── */
@media (max-width: 1100px) {
  .hero__content { padding: 120px 48px 80px; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: 1fr; gap: 48px; }
  .why-stats { grid-template-columns: repeat(3, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; max-width: 560px; margin-inline: auto; }
}

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; }
  .hero__visual { display: none; }
  .hero__content { padding: 140px 32px 80px; }
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .process-step__connector { display: none; }
  .cta-banner__inner { flex-direction: column; text-align: center; }
  .cta-banner__right { align-items: center; }
}

@media (max-width: 640px) {
  .hero__content { padding: 120px 20px 64px; }
  .hero__actions { flex-direction: column; align-items: stretch; }
  .hero__actions .btn { text-align: center; justify-content: center; }
  .services-grid { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr; }
  .why-stats { grid-template-columns: 1fr 1fr; }
  .trust-strip__sep { display: none; }
  .trust-strip__inner { justify-content: flex-start; }
}